Our goal is to have built 100 homes, and helped 100 low-income families into home ownership by the end of 2020.
How We Work
Habitat for Humanity has a unique affordable home building program. At its heart is the provision of safe, simple and affordable shelter for families and all the life and health benefits, as well as intergenerational opportunities, that go with it.
Our homes are built by qualified tradespeople working alongside our partner families, our corporate supporters, and an army of volunteers.
Corporations that recognise the importance for everyone to have "a place to call home" assist by providing employee volunteers, funds, materials, and skilled labour to support our projects.
In our unique affordable home building program:
We partner with low income families living in “housing stress” (defined as spending more than 30% of gross family income on housing, living in sub-substandard conditions, or in circumstances where they and their family have no security of tenure, or a lack of private space and facilities).
We bring together volunteers and skilled labour through community groups, churches, corporations, local businesses, schools and university groups, and individual supporters, who just want to help make a difference.
The houses are all built from new materials that are purchased (often through special pricing arrangements) or donated.
Partner families contribute at least 500-hours of sweat equity to the construction of their future home.
Completed houses are sold to our Partner families at approximately 95% of market value
Partner families pay a small deposit of $1,000
Habitat for Humanity Victoria provides an interest free loan to our Partner Families to help them complete the purchase
Loan repayments are structured to ensure that they do not exceed 30% of household income, so that the purchase is always affordable.
Where do we build our homes?
Our homes are located across Victoria in metropolitan Melbourne, regional Victoria, and the Mornington Peninsula.
We build where land is affordable and where there are community groups willing to support our projects and our partner families.
Our current major project is at Prospect Rise, Yea; located in rural Victoria about an hour and a half northeast of Melbourne. We are excited to have recently purchased a development site in Crib Point. This will be the site of our next major affordable housing development.
How are our partner families selected?
Partner Families are chosen according to their need, their ability to manage an affordable loan and their willingness to work in partnership with Habitat for Humanity. Partner families can not own other residential property and must be the owner occupier of the purchased property.
Habitat for Humanity is not a give away program. In addition to the financial commitment, Partner Families are required to invest 500 hours of their own labour, called “sweat equity”, into building their own home or another Habitat for Humanity home.
Partner families typically have low incomes and are frequently experiencing other challenging issues in their lives. A non-discriminatory policy is followed when selecting families. Neither race, religion, age or marital status in choosing our Partner families.
Our Partner families include single parents with children and older couples along with mum’s and dad’s and children. Our aim is to select the applicant with the greatest need at the time.
“At Habitat for Humanity we believe that we are helping to change the world one family at a time.”